Personal Finance

Does the A, B, C and D “Alphabet Soup” of Medicare feel overwhelming? Medicare, begun in 1965, is the US health plan available to qualified people aged 65 and older, as well as some disabled people below age 65. This overview reviews the way Medicare covers inpatient, outpatient and prescription drug costs, explains enrollment periods and reviews the types of products designed to partner with Medicare, including supplement plans, Medicare Advantage plans and prescription drug plans. This seminar will be informative for current beneficiaries, people beginning Medicare, and the adult, children, or loved ones of Medicare beneficiaries.

Students need to be 18 or older.

Learn how revocable trusts can help avoid probate and protect your privacy, and how irrevocable trusts can protect your assets from nursing home or Maine Care (Medicaid) liens. Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children. Kathryn Bedell is a law partner at Ballou & Bedell in York and has been practicing for 30 years. Her practice focuses on estate planning, asset preservation, and probate matters. – It is recommended that students take the basic estate planning class first.

Students need to be 18 or older.

Incidents of fraud are on the rise and scammers’ tactics are becoming more complex. This presentation helps provide the information you need to Outsmart the Scammers. During the program, we’ll discuss how to spot certain red flags that may indicate a fraudulent encounter, resources you can turn to in the event you or your loved one is targeted and steps you can take now to help protect yourself and your loved ones.

Building your investor IQ starts with understanding the basics. Whether you are new to investing or need a refresher, this presentation discusses the importance of developing a strategy, the impact of asset allocation and the influence of inflation on your long-term goals.

This class will cover the basics of estate planning. Topics will include: Wills, Powers of Attorney, and Health Care Directives.

Instructor: Kathryn Bedell, Esq. Kathryn is a law partner at Ballou & Bedell in York and has been practicing for 30 years. Her practice focuses on estate planning, asset preservation, and probate matters.

Students need to be 18 or older.