Personal Finance

Does the A, B, C and D “Alphabet Soup” of Medicare feel overwhelming? Medicare, begun in 1965, is the US health plan available to qualified people aged 65 and older, as well as some disabled people below age 65. This overview reviews the way Medicare covers inpatient, outpatient and prescription drug costs, explains enrollment periods and reviews the types of products designed to partner with Medicare, including supplement plans, Medicare Advantage plans and prescription drug plans. This seminar will be informative for current beneficiaries, people beginning Medicare, and the adult, children, or loved ones of Medicare beneficiaries.

Students need to be 18 or older.

Making the most of your business is easy when you have the right tools and a solid strategy at your disposal. This seminar gives you ideas for putting banking, retirement and insurance tools to work so you can help build and protect your business according to your short- and long-term goals.

Students need to be 18 or older.

Home Buying Basics: A licensed realtor and mortgage loan officer will walk you through the basics of understanding what you need to purchase a home in today’s market. This class will be inclusive of resources for the new home buyer. Buying a home can be a daunting experience, especially on the financial side of things. As a first-time home buyer, obtaining a mortgage is a learning curve in itself. Let’s tackle the unknowns and questions you may have so you know what to expect throughout the mortgage process!

Debra Ouimette, Realtor, Sales Agent, Bean Group
Emma Peterson, Loan Officer, Cross Country Morgage

Learn how revocable trusts can help avoid probate and protect your privacy, and how irrevocable trusts can protect your assets from nursing home or Maine Care (Medicaid) liens. Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children.

Kathryn Bedell is a law partner at Ballou & Bedell in York and has been practicing for 30 years. Her practice focuses on estate planning, asset preservation, and probate matters. – It is recommended that students take the basic estate planning class first.

Students need to be 18 or older.

Do you know how much paperwork is involved in organizing your estate? This quick overview deals with matters involving Family, Finances, Furniture, and Funeral. You will leave with a list of resources. This is an informational seminar only.

Students need to be 18 or older.

If you think money management is too complex, too boring or takes too much time, this course will change your mind! In this seminar designed especially for women, I will share the lessons learned on my own journey from cash-strapped single mom to worry-free early retirement. Anyone can follow this plan! In this entertaining course, I will demystify everything from budgeting to investing, 401k’s and Social Security, and everything in between. We will also look at apps and websites that can help. At the end of this course you will have the tools and information you need to create a more secure today and more abundant tomorrow.

Please check for an email (could be in your Spam folder) from the instructor with the Zoom link in the days before the class.